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Arrival & Life · Expat Guide

Banking and payments in Czechia

First steps with accounts, cards and everyday money

Arrival & Life · Slavia Health Care Expat Guide

Before you act: This guide is informational. Official immigration rules, insurer terms and coverage eligibility may change. Verify current details with the relevant Czech authority and the insurer.

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Choose an account for your needs

  • Compare current bank fees, documentation requirements, account currencies and mobile features.
  • International students may be able to use a student account but must verify eligibility with the bank.
  • Bring accepted ID and any residence or university documents requested.

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Everyday payments

  • Card payments are widespread, but it is useful to keep a small amount of Czech koruna for occasional cash-only services.
  • Always check exchange rates and fees for transfers and card conversion.
  • Save receipts for important immigration or insurance payments.

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Avoid common financial mistakes

  • Do not assume proof of an account is the same as sufficient proof of funds for a residence application.
  • Check the authority's rules for account access and acceptable supporting evidence.
  • Only use secure payment links from trusted providers.

Ready to explore your insurance options?

Check your insurance eligibility, estimate a price if private cover is appropriate, and complete any application on Slavia’s official platform.

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